How to Update and Edit Liabilities

Need to update a remaining balance, adjust an interest rate, or change a maturity date? Findex makes it easy to edit any liability in your portfolio so your debt tracking stays accurate.

Last updated About 1 month ago

Editing a Liability

  1. Go to Portfolio > Liabilities.

  2. Find the liability you want to edit.

  3. Click on the liability to open its detail page.

  4. Click the Edit button.

[Image: The liability detail page with the Edit button highlighted]

  1. Update any of the available fields:

    • Liability Name

    • Amount

    • Quantity

    • Interest Rate

    • Already Amortized

    • Issue Date

    • Expiry / Maturity Date

    • Loan Term

    • Payment Schedule

    • Type / Subtype

  2. Click Save to apply your changes.

[Image: The edit modal with updated fields for a liability]

Updating Amortization

For manually added liabilities, keeping the Already Amortized field up to date is the key to accurate remaining debt tracking. Your remaining debt is calculated as:

Remaining Debt = (Amount x Quantity) - Already Amortized

You should update amortization when:

  • You've made a scheduled payment

  • You've made an extra lump-sum payment

  • You want to reconcile your balance with a bank statement

Simply edit the liability and update the Already Amortized field. Your remaining debt, yearly interest estimate, and net worth will all recalculate automatically.

Editing Provider-Imported Liabilities

Liabilities imported from connected providers are synced automatically, so most fields are updated during each sync cycle. However, you can still:

  • Rename the liability to something more recognizable

  • Add notes or additional context

  • Link the liability to a related investment

  • Attach documents such as loan agreements

Note: For provider-imported liabilities, values like remaining balance and interest rate are managed by the data sync. Manual edits to those fields may be overwritten on the next sync.

[Image: A provider-imported liability showing the sync badge and limited edit options]

Tips

  • Update regularly — For manually tracked liabilities, try to update amortization amounts after each payment to keep your portfolio accurate.

  • Check your yearly interest — After editing the interest rate or amortized amount, verify that the yearly interest figure on the list page looks correct.

  • Link to an asset — If you haven't already, use the edit flow to link the liability to a related investment for a complete net equity view.

Need Help?

If you have any questions or run into something unexpected, don't hesitate to reach out. You can contact us at team@findex.se — we're happy to help!